The Wealth Collector who spoke was at the early Golden Elixir stage.

Logically, he used to be a bandit, living a life of licking blood off the blade, surrounded by constant danger. His early Golden Elixir stage was much stronger than the average.

In Falling Moon City, he also had the home advantage.

Yet, despite his strength, he couldn't even intervene, and a single Sword Qi from the opponent broke five of his ribs.